SIPLumpsumSWP

    Gold SIP Calculator

    Calculate your Gold Systematic Investment Plan

    SIPfrequency
    ₹
    ₹50₹5 Crore
    Expected returnrate(p.a)
    %
    1%50%
    Time period
    Yr
    1 Yr50 Yr

    September, 2035

    Step Up SIP
    Initial investment
    Adjust for inflation
    TotalInvestment
    ₹0
    TotalProfit
    ₹0(NaN%)
    TotalValue
    ₹0
    Total Profit
    Total Investment
    XIRR:Infinity%

    Gold SIP Calculator Uses Guide

    Investment Frequency

    Choose your Gold SIP investment frequency (Daily, Weekly, Monthly, Quarterly, Half-yearly, or Yearly/Annually) and set the investment amount. The calculator supports flexible investment schedules to match your financial planning.

    Investment Details

    Enter your investment amount (₹50 to ₹5 Crore) and select from 11 supported currencies including INR, USD, EUR, JPY, GBP, CNY, AUD, CAD, CHF, HKD, and SGD.

    Return Rate Settings

    Set your expected annual return rate (1% to 50%) to calculate potential earnings. The calculator factors this into your investment growth analysis.

    Investment Timeline

    Define your investment horizon from 1 to 50 years. The calculator shows the end date of your investment period and helps plan long-term investment strategies.

    Advanced Features

    The calculator includes advanced options for detailed investment planning:

    • Step-up SIP: Automatically increase investment amount periodically
    • Initial Investment: Add lump sum amount at the start
    • Inflation Adjustment: Account for the impact of inflation

    Results Breakdown

    The calculator provides comprehensive results including:

    • First SIP Date and Amount
    • Last SIP Date and Amount
    • Total Investment
    • Total Profit (Amount and Percentage)
    • Total Value (Invested amount plus return)

    The interactive Donut Chart provides a visual comparison between:

    • Total Profit (displayed in high contrast green)
    • Total Investment (displayed in low contrast green)

    Interactive Features:

    • Click on different sections of the chart to highlight specific values
    • Hover over chart segments to see detailed amounts
    • Compare total profit amount (₹0) against total investment (₹0)

    XIRR percentage: XIRR stands for Extended Internal Rate of Return, which represents the annualized return on your investment while accounting for the timing and size of cash flows.

    Reset Functionality

    Use the Reset button to quickly restore all values to their defaults:

    • SIP Frequency: Monthly
    • Monthly investment: ₹30,000
    • Expected Return Rate: 13%
    • Time Period: 10 Years

    Sharing Options

    Share your calculations easily with the built-in sharing features:

    • Direct share via platform sharing
    • Copy calculator link with all settings
    • Share current calculation details

    Important Notes

    • All calculations are indicative and based on your inputs
    • Returns are calculated using compound interest
    • The calculator assumes consistent returns over the investment period
    • XIRR calculations provide annualized returns for better comparison
    • Regular monitoring and rebalancing of your investment is recommended